Links to Resources
Information provided on this webpage is for educational purposes only.
Fees or commissions are not received by the Financial Freedom Class, its members or volunteers, for any resources described on this page.
LEVEL 1 - Break Out of Struggle Resources
Finding Shelter
https://www.salvationarmyhouston.org – The Salvation Army helps with supportive shelters and community care.
Working With Creditors
https://www.annualcreditreport.com – The official site to help consumers obtain a free credit report.
LEVEL 2 - More Than Survive Resources
Budgeting and Personal Finance
https://money.usnews.com/money/personal-finance/family-finance/articles/worthwhile-online-personal-finance-courses – Article on courses available for budgeting.
https://www.crown.org – Non-profit ministry that provides online courses, calculators and tools for personal finances and career development.
https://finmin.box.com/v/Budget-Spreadsheet – Free budget spreadsheet with video tutorials.
https://www.crown.org/budget-coaching/ – Crown Budget Coaching offers six sessions for ($40) online individual financial coaching.
https://www.daveramsey.com – Services and products that include talk show, courses, budget software, fee-based coaching and live events/webinars.
Paying Off Debt
https://www.daveramsey.com/blog/how-the-debt-snowball-method-works – Information on the Debt Snowball Method to pay off debt.
https://money.usnews.com/money/personal-finance/debt/articles/easy-ways-to-pay-off-debt – Article on steps to pay off debt.
LEVEL 3 - More Than Survive Resources
Saving for Retirement
https://investor.vanguard.com/retirement/savings/how-to-save-for-retirement – Vanguard is an investment company that is client owned and provides low fee index funds that make it easy to save.
https://www.freetaxcenters.org – Neighborhood Center tax preparation assistance. Schedule an appointment online and find more information on qualifications for free tax preparation.
Home Purchase and Education
https://995hope.org – Hope for Homeowners / Foreclosure Prevention Hotline. Learn how to work with a lender to bring your mortgage up to date.
https://studentaid.gov – Department of Education on preparing for and funding education beyond high school. Also, obtain assistance on loan disputes.
Rent Vs. Buy Analyzer – The NY Times calculator takes the most important costs associated with buying a house and computes the equivalent monthly rent. [NY Times Calculator]
Mortgage Calculator – The Mortgage Calculator considers the Loan Amount, Interest rate, duration, taxes, PMI and other fees and provides your monthly loan payment.
Choose Best Mortgage – Article describes how to choose the best mortgage for your situation.
Payoff Calculator – Calculate how much interest you can save by increasing your mortgage payment.
Small Business
https://www.sba.gov – Small Business Administration gives counsel and protects the interests of small business.
https://www.score.org – Retired business owners and executives give counsel for small business owners.
LEVEL 4 - Thrive and Multiply Resources
Insurance - Financial Defense
https://insuranceradio.com. – Podcast on insurance and financial services.
Investing
https://www.morningstar.com – Investment resources specialized in mutual fund investing education, news, tutorials, and forums.
https://soundmindinvesting.com – Plain-English style investing newsletter based on biblical principles.
https://kingdomadvisors.com/find-a-professional/directory-search – Search for a professional trained in biblical principles – Financial Planner, Investment Professional, Attorney, Accountant/Tax Professional, or Insurance Professional near you.
LEVEL 5 - Living in Surplus Resources
Estate Planning
https://www.fpm.org.- Financial Planning Ministry can help you with creation of a Will or a Revocable Living Trust.
Building a Legacy
https://www.familylife.com/articles/topics/parenting/foundations/godly-legacy/five-essentials-to-leaving-a-legacy-that-will-outlive-you – Article from Family Life on Leaving a Legacy